Mortgage Calculator
Estimate your monthly mortgage payments including principal, interest, taxes, and insurance.
Input Details
Additional Yearly Costs & Fees
Your Results
Estimate your monthly mortgage payments, including principal, interest, taxes, and insurance (PITI).
Why This Tool Exists
I built this after being blindsided by connection fees and PMI on my first home purchase. This tool breaks down the hidden costs so you aren't surprised.
Key Capabilities
Core features that make this tool powerful.
PMI Calculation
Property Tax Estimate
Home Insurance
HOA Fees
How It Works
Understanding the processing logic.
Accuracy & Reliability
Standard amortization formulas used by US lenders.
Who Is This For?
Homebuyers
Budgeting for a new house.
Real Estate Agents
Providing estimates to clients.
Common Mysteries & Fixes
Ignoring Taxes
Property taxes can add hundreds to your monthly bill.
PMI
Don't forget Private Mortgage Insurance if putting down <20%.
Real-World Scenarios
Budgeting
Can I afford this house?
Refinancing
Compare current loan vs new rate.
Why Choose PrivaQuickTools
| Feature | PrivaQuickTools | Others |
|---|---|---|
| Privacy | Local | Tracking |
| Speed | Instant | Slow |
Privacy & Security Guaranteed
We do not store, view, or upload your files. All processing happens in your browser's memory. When you close the tab, all data is wiped from memory.
Good to Know
Large files depends on your device RAM. Processing massive video/PDFs may be slower on mobile devices.
Benefits
- RealisticIncludes taxes and insurance.
- FastInstant recalculations.
When Not To Use
While we aim for perfection, browser-based tools have limits. This tool might not be the best fit for:
- Extremely large files (e.g., video over 2GB)
- Batch processing thousands of files at once
- Workflows requiring server-side collaboration or cloud storage
Frequently Asked Questions
Common questions about this tool.