Loan Calculator
Calculate your monthly loan payments and total interest for personal or business loans.
Input Details
Your Results
Calculate monthly payments and total interest for any fixed-term loan (personal, business, etc.).
Why This Tool Exists
I needed to compare three different personal loan offers. This tool allowed me to see exactly how much interest I'd pay over the life of each loan.
Key Capabilities
Core features that make this tool powerful.
Amortization Schedule
Total Interest
Payoff Date
How It Works
Understanding the processing logic.
Accuracy & Reliability
Standard financial amortization math.
Who Is This For?
Borrowers
Comparing loan offers.
Students
Planning loan repayment.
Common Mysteries & Fixes
Variable Rates
This assumes a fixed interest rate for the entire term.
Origination Fees
Some loans deduct fees upfront, meaning you receive less cash.
Real-World Scenarios
Comparison
Choose the cheapest loan.
Planning
Fit payments into monthly budget.
Why Choose PrivaQuickTools
| Feature | PrivaQuickTools | Others |
|---|---|---|
| Ads | None | Many |
| Data | Private | Sold as Leads |
Privacy & Security Guaranteed
We do not store, view, or upload your files. All processing happens in your browser's memory. When you close the tab, all data is wiped from memory.
Good to Know
Large files depends on your device RAM. Processing massive video/PDFs may be slower on mobile devices.
Benefits
- ClaritySee the true cost of debt.
- PrivacyNo lead generation forms.
When Not To Use
While we aim for perfection, browser-based tools have limits. This tool might not be the best fit for:
- Extremely large files (e.g., video over 2GB)
- Batch processing thousands of files at once
- Workflows requiring server-side collaboration or cloud storage
Frequently Asked Questions
Common questions about this tool.