Auto Loan Calculator
Calculate monthly payments for your new or used car loan.
Input Details
Taxes & Fees
Your Results
Determine monthly car payments, factoring in trade-in value, down payment, and sales tax.
Why This Tool Exists
A dealer tried to extend my loan term to lower the payment while hiding a higher interest rate. I built this to check the math instantly at the dealership.
Key Capabilities
Core features that make this tool powerful.
Sales Tax
Trade-in Value
Down Payment
How It Works
Understanding the processing logic.
Accuracy & Reliability
Standard auto finance formulas.
Who Is This For?
Car Buyers
Negotiating at the dealership.
Sellers
Estimating payments for buyers.
Common Mysteries & Fixes
Long Terms
72 or 84-month loans lower payments but drastically increase total interest.
Taxes
Don't forget state sales tax, which is often rolled into the loan.
Real-World Scenarios
Negotiation
Verify dealer numbers.
Budgeting
Total cost of ownership.
Why Choose PrivaQuickTools
| Feature | PrivaQuickTools | Others |
|---|---|---|
| Speed | Instant | Loady |
| Honesty | No Upsells | Dealer Leads |
Privacy & Security Guaranteed
We do not store, view, or upload your files. All processing happens in your browser's memory. When you close the tab, all data is wiped from memory.
Good to Know
Large files depends on your device RAM. Processing massive video/PDFs may be slower on mobile devices.
Benefits
- EmpowermentWalk into the dealership prepared.
- Mobile ReadyUse it right on the lot.
When Not To Use
While we aim for perfection, browser-based tools have limits. This tool might not be the best fit for:
- Extremely large files (e.g., video over 2GB)
- Batch processing thousands of files at once
- Workflows requiring server-side collaboration or cloud storage
Frequently Asked Questions
Common questions about this tool.